What’s changing in Maryland ABLE accounts this July

Here’s what the Maryland ABLE updates mean for you

Dear Maryland ABLE Account Holder,

We recently shared the exciting news that improvements are coming to the Maryland ABLE program this July. Now we’re here with a closer look at exactly what’s changing—and what, if anything, you may want to think about before the changes take effect.

What's changing in July

Lower Fees
New Savings and Investment Options
You do not need to do anything! Your current savings and investment selections will be updated to align with portfolios that have a similar risk profile and investment objective. After July 1, 2026, you will have the opportunity to move current funds and new contributions into the new Target-Year or other portfolios if you choose. No action is required by you for the transition to take place.

Full details on all investment options, fees, and underlying funds are available in the updated Program Disclosure Booklet.

How to prepare before July

Review the Program Disclosure Statement: The updated document includes the complete details on new fees, investment options, and what to expect during the update.
Review the account’s savings goals: Consider when the Maryland ABLE funds are intended to be used and what they’re being saved toward. The new Target-Year portfolios may offer a better fit for longer-horizon goals, while the Stable option suits near-term needs.

To help you understand the changes that are coming to your Maryland ABLE account and navigate the new investment offerings with confidence, we are offering a one-hour webinar on the following dates and times:

Please register for one of these sessions by clicking your preferred date and time.

Dates to Remember

July 1, 2026: Maryland ABLE program enhancements are expected to take effect. We will share specific dates and final transition details in an upcoming communication.

Have questions?

We encourage you to register for one of the webinars listed above. We will provide more details about these changes and be able to answer your questions at that time. In the meantime, the updated Program Disclosure Booklet is the best place to find complete details on the new investment options and fees.

We’re proud to continue supporting the Maryland ABLE community with an even stronger program.

Thank you for trusting us to help support a better life experience through your savings and investing.

Sincerely,

Maryland ABLE Program

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